HelpYourMoney.com » Flood Insurance

Westfield Insurance, Flood Insurance

T.R. — Tue, 01 Sep 2009 08:25:26 +0000

“If you think you don’t need flood insurance, consider this: Your home has a 26% chance of being damaged by a flood during the course of a 30-year mortgage, compared to a 9% chance of a fire.

Flood Insurance Facts:

1. Everyone lives in a flood zone. Some areas have a higher risk of flood than others. What’s your flood risk? Enter your address and find out at floodsmart.gov. You’ll get the relative flood risk to your property and links to flood insurance resources.
2. Most homeowners insurance does not cover flood damage.
3. Just an inch of water can cause costly damage to your property.
4. A car can easily be carried away by just two feet of floodwater.
5. Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding.
6. Relying on federal aid could mean the difference between paying $240 a month or $33 a month. Federal disaster assistance is usually a loan that must be paid back with interest. (For a $50,000 loan at 4% interest, you’ll pay about $240 a month for 30 years. Compare that to a $100,000 flood insurance premium, which costs about $33 a month, depending on your flood zone.)”

USAA Insurance, Flood Insurance

T.R. — Mon, 31 Aug 2009 12:28:23 +0000

With USAA and the National Flood Insurance Program (NFIP), you can be protected from:
1. Overflow of lakes, rivers, streams and drainage systems.
2. Coastal high tides or storm surges.
3. Unusual and rapid accumulation of surface water runoff.
4. Mudflow caused by excessive rain.

USAA Offers Two Types of Policies

Standard Policy
Standard Policy is for communities with stringent flood controls, this program offers up to $250,000 of flood insurance for your home and up to $100,000 of coverage for its contents.

Preferred Risk Policy
A preferred risk policy is designed for homeowners in moderate to low-risk areas. Coverage ranges from $20,000 to $250,000 for your home and $8,000 to $100,000 for its contents.

The Hartford Insurance, Flood Insurance

T.R. — Thu, 06 Aug 2009 06:25:06 +0000

“The Hartford is a participating company in the National Flood Insurance Program (NFIP), which means they can offer NFIP flood coverage to eligible AARP members through the AARP Flood Insurance Plan. Understanding the importance of flood insurance is critical when considering the cost of replacing your home and its contents. While the NFIP provides the actual flood coverage and pays covered claims, The Hartford provides most other support services, including:

Quoting and selling NFIP flood policies.
Providing ongoing customer service.
Helping flood customers initiate a claim with a 24-hour claim reporting hotline.”

GMAC Insurance, Additional Coverage insurance

T.R. — Wed, 05 Aug 2009 18:25:49 +0000

“One size fits all may be fine for some things. But not for home insurance. You need the ability to customize your policy to suit your situation – for today’s needs as well as for what tomorrow may bring.
That’s why the GMAC Insurance Homeowners Program offers exceptional Additional Coverages and Flood Insurance for all types of customers – whether you live in a studio apartment or on a 10-acre estate.
Whatever type of residence you may have, they offer various types of disaster insurance, as well as extended and specialized coverage for both home, liability and personal property. This includes:
1. Flood Insurance, through the National Flood Insurance Program
2. Insurance for specialized dwellings and structures
3. Insurance for specially scheduled valuables
4. Umbrella Coverage
5. Earthquake Coverage
And more…”

Farmers Insurance, Flood and Earthquake Insurance

T.R. — Mon, 03 Aug 2009 10:27:07 +0000

It only takes a few inches of water or mild tremors, and your home could need major repairs. Yet most homeowner’s policies don’t cover flooding or earthquake insurance. However, earthquake and flood coverages are available in most states. In earthquake prone areas, the cost of this insurance is relatively high. In other areas, it is relatively inexpensive.

Chubb Group of Insurance Companies, Home Insurance

T.R. — Thu, 30 Jul 2009 21:27:56 +0000

“A typical homeowners policy may be just fine for the average house. But when you’ve invested in a home with distinctive or custom features, consider a homeowners insurance solution from Chubb.

Compared to standard industry policies, Chubb can provide higher levels of protection and service, to help you restore your home, including its distinctive features, in the event of a misfortune.

In particular, Chubb’s approach to homeowner insurance offers you:
1. Broader, more responsive coverage designed expressly for high-value homes and their owners.
2. Special policies for condominiums and co-ops, vacation homes and city homes with provisions you won’t find in ‘generic’ policies.
3. More knowledgeable service, from initial appraisals to claims handling.”

Commerce Insurance, Earthquake & Flood Insurance

T.R. — Wed, 29 Jul 2009 09:27:20 +0000

Some acts of nature such as floods and earthquakes are not covered by traditional homeowners policies. Yet, as we’ve seen all too vividly in recent years, these disasters are very real threats in many areas of the country. Commerce’s Flood and earthquake insurance are available just about everywhere and protect you against the loss caused by these natural disasters.

American Family Insurance, Home Insurance

T.R. — Fri, 24 Jul 2009 11:00:52 +0000

“Whether you own or rent, having insurance protection for your home, furniture, clothing and other personal possessions is important. American Family Insurance offers a full line of property and liability coverage for:

1. Homeowners
2. Renters
3. Condominium Owners
4. Mobile/Manufactured Homeowners American Family Insurance is also working with the Federal Government to bring flood insurance to those who risk losses from flooding.”

American Family Insurance, Auto Insurance

T.R. — Fri, 24 Jul 2009 10:56:41 +0000

Today there are almost as many choices of how to get around as there are places to go. Cars. SUVs. Boats. Not to mention Motorcycles and Snowmobiles for adventure seekers and Motor Homes for those who like to take a little piece of home wherever they go.
No matter how you like to travel, American Family Insurance has you covered. American Family Insurance offers many ways to save on insurance. American Family Insurance is also working with the Federal Government to bring flood insurance to those who risk losses from flooding. They offer insurance for:

1. Cars & Trucks
2. Motorcycles
3. Motor Homes
4. Boats
5. Snowmobiles

GEICO Flood Insurance

zlenny — Tue, 24 Mar 2009 22:10:42 +0000

Promise

Shopping for a flood insurance policy?

Flood damage can happen to anyone, which is why GEICO offers flood policies through the National Flood Insurance Program (NFIP). Over time, certain areas are more likely to flood than others. If you live in one of these areas and have a mortgage, federal law may require you to have flood insurance. But even if you’re not required to purchase flood insurance your home could still be at risk for flooding.

Flood Insurance Coverage

Flood insurance covers the structure of your home and your personal property. The limits and details of flood insurance are different from those of your standard homeowners policy, so be sure to discuss them both with your GEICO agent to make sure you’re properly insured when it comes to water damage.

How far in advance should I buy flood insurance?

Most flood insurance policies require a 30-day waiting period before the coverage is effective. Exceptions are only made for a few specific circumstances such as if you’ve purchased a new home and the closing is in less than 30 days.

Contact

Contact GEICO Flood Insurance

Claims – 1-800-861-8380 GEICO Flood Insurance

New or existing Emergency – 1-800-42-GEICO (424-3426)

State Farm Flood Insurance

zlenny — Wed, 18 Mar 2009 22:24:32 +0000

Promise

State Farm Flood Insurance

One of the most important ways to prepare for a flood is to buy a flood insurance policy. Most homeowners policies do not cover flood damage.

If your community participates in the National Flood Insurance Program, you can buy a flood insurance policy through your agent.

Most flood insurance is written through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).

State Farm® sells and services policies through an arrangement with FEMA in fact, we have issued and serviced more NFIP policies than any other private insurer.

A flood insurance policy normally takes 30 days from the date of purchase to go into effect. So, don’t wait until a flood is imminent to buy a policy.

For more information about the NFIP and flood insurance, contact your State Farm agent.

The National Flood Insurance Program is only available in the United States.

Your automobiles/recreational vehicles

If you carry comprehensive coverage (optional) on your automobile/recreational vehicle policy, then the direct, sudden damage to your vehicle resulting from a tsunami would be covered under the terms of most policies.

Contact

Contact State Farm Health Insurance

Toll Free -1-877-734-2265

Click Here to Find an Agent Near You!

State Farm Flood Insurance