Warranties: Insurance for your Wallet (Part 1)

It can seem rather strange when you think about it. You are about to make a sizeable purchase on something on a new item. It might be a car. It might be a new t.v. or other electronic item. If you are like me, the first idea you have is to get something that is of good quality - something that will last. So, you may do your research and pick a brand that you can trust.

Written by Jed Pittman on August 15th, 2006 with no comments.
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Finding the Best Pet Health Care Insurance

Are You In good Paws? Consumer spending on pets hit a record 36 billion last year and health care cost were a big chunk of that amount. The best health care insurance can be a helpful solution but you must select your pets policy very carefully. Unfortunately many pet insurance policies are filled with exceptions and often times pre-existing conditions are not covered. Even with these exclusions most policies are still pricey. The average pet health care insurance runs around $300 annually, while the average annual spending on veterinary services is about $75 per animal according to market research firm Packaged Facts. So, pet insurance can be confusing, expensive and may not even cover things my pet needs most but elieve it or not the right pet insurance policy really can help keep your vet costs down. Here are some basic tips to help make sure you are in good paws with whatever company you choose.

Written by Tim Schroeder on July 17th, 2006 with no comments.
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What is Long-Term Care Insurance?

You may or may not have done a lot of planning for your retirement — some people have had IRAs for ages, while others don’t even know how much they need to save. Either way, there’s one element of planning for the future that very few people are taking into account right now, and that’s the potential need for long term care.

Written by Catherine on July 11th, 2006 with no comments.
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Cash Value vs. Term Life Insurance

There are a lot of people out there who are eager to sell life insurance to you, and they’ll be happy to tell you anything you want to hear. One of the most common “can’t-lose” products they will offer you is Cash Value life insurance, also marketed as Whole Life, Universal Life, or Variable Life. What these products have in common is an offer to put some of the premiums you pay into an investment account, so that you don’t feel like your money is just vanishing into the air.

Written by Catherine on July 10th, 2006 with 3 comments.
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Auto Insurance Policy Renewal Tips

When your auto insurance renewal policy arrives, don’t automatically sign up with your current auto insurer or you could lose out on some opportunities to save more money. HelpYourMoney has provided a list of free online services that will compare auto insurance rates online. Here are some other auto insurance renewal tips:

Written by Tim Schroeder on June 30th, 2006 with no comments.
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Income Protection and Life Insurance Explained

Life insurance is most effective when it’s used to protect an income. If you think about it in that light it is relatively simple to decide how much and even what type of coverage to get – relatively being the operative word.

Written by Catherine on June 9th, 2006 with no comments.
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Understanding Your Auto Insurance Policy

It’s one of those things that are like death and taxes – insurance. It is the protection against the unknown, and represents one of the monthly bills that many of us pay. Yet for many of us we don’t really understand what we are paying for. Our auto insurance policy can be made up of several types of coverages, deductibles and amendments. What does it all mean? And most importantly, do we need a particular coverage?

Written by Robert on May 16th, 2006 with no comments.
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Know Your Stuff - Free Home Inventory Software

Did you know that the Insurance Information Institute offers free home inventory software so that you can track of your room-by-room possessions? All Insurance companies encourage their customers to keep home inventories so that they can make proper compensations in the unfortunate event of catastrophe. Without a complete home inventory, you run the risk of having to battle for a claim for the amount you deserve.

Written by Tim Schroeder on May 9th, 2006 with no comments.
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Auto Insurance Rates: Hidden Factors You Should Know

There was a time when auto insurance rates were based on two simple factors: your accident history and the type of car you were insuring. Over the years additional factors got added, such as where you lived and age factors. Today, auto insurance rates can take into account any number of factors and are closely guarded secrets of the insurance companies. Though state regulations require that insurance companies publish their rate tables, they are under no obligation to publish the formulas they use to determine what rate group you might fall under.

Written by Robert on April 25th, 2006 with no comments.
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Do You Have a C.L.U.E.? CLUE Report that is.

We all know that when we go to apply for credit or get a loan that one of the biggest (if not only) deciding factors is our credit report. It is our financial history in a nutshell and is used from everyone from banks to the local gas station to determine our creditworthiness. However, few of us are aware that a second report exists out there that deals with our insurance claim history.

Written by Robert on April 20th, 2006 with 1 comment.
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